You may qualify with a minimum 620 FICO score.Low down payments beginning at just 3% of your total loan payment. If you already have a Freddie Mac mortgage, this program offers a no cash-out refinance so you can change the rates and terms of your loan. HomeOne℠ only requires a 3% down payment, and you’re not limited to a traditional, single-family residence. It helps hopeful first-time buyers become homeowners, offering relaxed requirements for income levels and geographic locations. The Freddie Mac HomeOne℠ mortgage is a low down payment option for qualified first-time homebuyers. Low down payments for first-time homebuyers or new rates and terms for homeowners with a Freddie Mac loan
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